What's the contribution rate in domestic service?

28.3% under the conventional-pay regime (18.9% employer + 9.4% worker) or 33.3% under the real-pay regime (22.3% + 11%).

What is the contribution calculated on?

Under the conventional regime, on a value indexed to the IAS (€537.13 in 2026). Under the real regime, on the actual salary, with the minimum wage (€920 in 2026) as the floor.

Does the conventional regime give unemployment benefit?

No. Only the real-pay regime, on a full-time monthly contract, gives access to unemployment benefit.

Who pays the contributions?

Both. The employer pays the total to Social Security, withholding the worker's share from the salary. For example, under the real regime at €920, about €205 is the employer's and €101 the worker's.

When are contributions paid?

Monthly, between the 1st and 25th of the following month, via Segurança Social Direta (Multibanco, MB WAY, online banking or the app).

How Much Social Security Do You Pay for a Housekeeper in Portugal?

How much Social Security you pay for a housekeeper in Portugal in 2026: conventional (28.3%) vs real (33.3%) regimes, the base values, worked examples and who pays what.